Because the classification of the policy is determined what kind of work a claimant can and cannot do, it is a prime area for INTERTEL to be of assistance! In addition, at both stages of the LTD process, checking for pre-existing conditions is of the utmost importance. Most long-term disability policies contain a clause that allows an insurance company to make a claim decision on the basis that a pre-existing condition exists. INTERTEL’s PRE-EX Canvass is key in that process. INTERTEL can perform a PRE-EX Canvasses at Pain Management Clinics, Physical Therapists, Chiropractors and MANY MORE!
If there is ever a question of doubt, perform a Medical Canvass. If, as an adjustor, you are encountering a claim that requires an extra sprinkle of assurance, perform a Medical Canvass. INTERTEL will contact medical facilities in a specified geographical area where the claimant may have received medical treatment. From there, adjustors are able to seek out more information, or even better! With a signed Medical Authorization, INTERTEL can retrieve records for you!
An INTERTEL PRE-EX Canvass goes beyond verifying a claimant’s medical history. Find out how so by visiting the Services tab of our website, or see for yourself!
